Bumpa Wallet Is Here: A Faster Way to Get Paid Instantly, Grow Your Money & Stay in Control

Activate Instant Settlement today.

Bumpa Wallet + Instant Settlement gives you immediate access to your funds for just ₦50 per withdrawal, plus the option to earn up to 8% interest annually. Take control of your cash flow now. Activate Bumpa Wallet today!

Remember that feeling? Your customer pays, and you see the notification. The money's technically yours. But you can't touch it yet because you have to wait for 24 hours, or maybe longer if NIBSS is down. You refresh your bank app anyway, even though you know nothing's there.

Meanwhile, you've got suppliers to pay and items to restock. Bills that won't wait till tomorrow. But your own money is sitting somewhere until the next day. 

That frustration? It ends today.

We just launched Bumpa Wallet + Instant Settlement, and it's about to change how you get paid.

Starting January 20th 2026, every online NGN (Naira) payment you receive goes straight into your Bumpa Wallet - and you can withdraw it immediately if you activate Instant Settlement. Not in 24 hours or "next business day." Right. Now. Anytime at all.

What Is Bumpa Wallet?

Bumpa Wallet is your new payment system, designed to be a smarter, faster, and more flexible way to receive and manage your business funds on Bumpa. It completely replaces the old settlement process, where you had to wait a full day for payments to be credited to your bank account.

Here's how it works now:

1. Customer pays (via Bumpa Terminal, website, or payment link)

2. Money hits your Bumpa Wallet instantly

3. You can withdraw it immediately to your bank account or keep it in your wallet to earn 8% per annum interest.

That's it. It’s simple, fast and all yours.

Built in partnership with PiggyVest Business (yes, the trusted financial platform you already know), Bumpa Wallet gives you full control over your money from the moment it arrives to the moment you use it.

Why This Is a Big Deal

Let's be honest about what the 24-hour wait was costing you:

Limited cash flow. Imagine you needed to restock this morning, but your money from yesterday's sales is still "pending." So you either borrowed, delayed, or missed the opportunity.

Confusion. "When exactly is my money arriving? Did that payment go through? Why is it taking so long?" Too many questions. Not enough answers.

Manual tracking headaches. Trying to reconcile payments across POS, website orders, and manual entries? Exhausting.

Bumpa Wallet solves all of this. Here's what changes for you.

What You Get With Bumpa Wallet

Bumpa Wallet replaces the old settlement process with the ability to access your funds instantly. Below, we'll walk you through each feature, from instant withdrawals and interest earnings to your Bumpa Terminal business account and full transaction visibility. Here's everything you need to know about how Bumpa Wallet works and what it means for your business.

Instant Settlement

Customer pays at 2 pm? You can withdraw at 2:01 pm if you qualify for Instant Settlement. No waiting. Just instant access to your money the second the transaction completes.

Note: Bumpa Wallet only works for NGN (Naira) settlements. USD & GBP (dollar and pound) settlements will still be remitted to your settlement account within 5-10 working days.

Withdraw Anytime for ₦50

Need ₦100k right now to restock? Withdraw it. Need another ₦50k this afternoon for an urgent payment? Pull it out. Evening emergency? Withdraw again.

Every withdrawal costs just ₦50. That's it. No hidden fees. No "processing charges." Just ₦50, and your money moves from your Bumpa Wallet to your bank account in real time.

Daily Withdrawal Limits:

• Tier 1 Merchants: Up to ₦1,000,000 per day (to personal bank accounts)

• Tier 2 Merchants: Up to ₦5,000,000 per day (to personal or business bank accounts)

Earn Up to 8% Interest Per Year

Here's the part that makes Bumpa Wallet even better: your money can grow while you work.

If you keep funds in your wallet and withdraw less than 4 times a month, you'll earn up to 8% annual interest automatically. Just free money for not touching your money too often.

Think about it: your business funds, sitting in your wallet, quietly growing while you focus on selling.

Bumpa Terminal Account Included

When you activate Bumpa Wallet, you also get a Business account number. This isn't just a wallet—it's a full business account.

You can add up to 5 WhatsApp numbers to receive instant payment notifications. Your staff gets alerts when payments come in. No more "please confirm if the payment went through" calls. Everyone stays updated automatically.

See Everything in One Place

No more jumping between apps or trying to piece together where your money went. Bumpa Wallet gives you a unified view of all your earnings processed by Bumpa :

• POS payments

• Website orders

• Manual orders

• Payment links

You can see everything on one dashboard with real-time updates.

You can filter transactions by date, type, or status. You can generate detailed account statements (up to 3 months) that are automatically emailed as PDFs for easy reconciliation. You know exactly what came in, what went out, and what's still sitting in your wallet. You get total transparency and control.

Secure & Reliable

Bumpa Wallet is powered by PiggyVest Business, one of Nigeria's most trusted financial platforms. Your funds are secure. Your transactions are protected. And every withdrawal requires your personal PIN—so no one can touch your money without your permission.

You can set, change, or reset your PIN anytime from your dashboard.

How It Works (Step by Step)

Let's walk through what happens from sale to withdrawal:

Step 1: Customer Makes a Purchase

Whether they're buying via your Bumpa Terminal, website, or a payment link, the payment process is the same.

Step 2: Money Hits Your Bumpa Wallet Instantly

The moment the transaction succeeds, funds are credited to your Bumpa Wallet. No delay. No "processing." Instant.

Step 3: You Decide What to Do Next

You have two options:

• Once you set up Instant Settlement, you can withdraw immediately to your bank account (personal or business, depending on your tier) for just ₦50

• Keep it in your wallet to earn up to 8% annual interest (if you withdraw less than 4 times monthly)

That's it. You're in control. Get started here!

How to Activate Bumpa Wallet

Ready to get started? Here's how to activate your wallet:

1. Update Your Bumpa App (or Visit the Web Dashboard)

2. Complete KYC Tier 1 Verification

3. Choose Your Wallet Interest Preference

4. Create Your PIN for withdrawals. You can change or reset this anytime.

5. You're Done!

Your Bumpa Wallet is now active. Start receiving instant payments and withdraw whenever you're ready. Activate Wallet here!

When Does This Go Live?

Bumpa Wallet becomes the default payout system for all merchants on January 20th. But you don't have to wait.

You can opt in right now during our early access period. Activate your wallet, start using it, and give us feedback that helps us improve the experience before the full rollout.

Early access: you get to enjoy instant settlements from now! Click on this link to activate your Bumpa wallet.

Conclusion

Bumpa Wallet was designed as a complete upgrade to how you get paid. With this new system, you can access your settlements at any time, track every cash inflow and outflow with ease and even earn more money that you can put back into your business.

Head to your Bumpa dashboard and activate Bumpa Wallet today. Let's get you paid the way you deserve.

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