Bumpa Wallet Is Here: A Faster Way to Get Paid Instantly, Grow Your Money & Stay in Control

Activate Instant Settlement today.

Bumpa Wallet + Instant Settlement gives you immediate access to your funds for just ₦50 per withdrawal, plus the option to earn up to 8% interest annually. Take control of your cash flow now. Activate Bumpa Wallet today!

Remember that feeling? Your customer pays, and you see the notification. The money's technically yours. But you can't touch it yet because you have to wait for 24 hours, or maybe longer if NIBSS is down. You refresh your bank app anyway, even though you know nothing's there.

Meanwhile, you've got suppliers to pay and items to restock. Bills that won't wait till tomorrow. But your own money is sitting somewhere until the next day. 

That frustration? It ends today.

Introducing Bumpa Wallet

We recently upgraded our payout system to Bumpa Wallet — a smarter, faster, and more flexible way to receive and manage your business funds on Bumpa. This new system completely replaces the current settlement process to bank accounts.

All Naira (NGN) settlements are now paid directly to your Bumpa Wallet, and you can withdraw it immediately if you activate Instant Settlement. Not in 24 hours or "next business day." Right. Now. Anytime at all.

Here's how it works now:

1. Customer pays (via Bumpa Terminal, website, or payment link)

2. Money hits your Bumpa Wallet instantly

3. You can withdraw it immediately to your bank account or keep it in your wallet to earn 8% per annum interest.

That's it. It’s simple, fast and all yours.

Built in partnership with PiggyVest Business (yes, the trusted financial platform you already know), Bumpa Wallet gives you full control over your money from the moment it arrives to the moment you use it.

Why This Is a Big Deal

Let's be honest about what the 24-hour wait was costing you:

Limited cash flow. Imagine you needed to restock this morning, but your money from yesterday's sales is still "pending." So you either borrowed, delayed, or missed the opportunity.

Confusion. "When exactly is my money arriving? Did that payment go through? Why is it taking so long?" Too many questions. Not enough answers.

Manual tracking headaches. Trying to reconcile payments across POS, website orders, and manual entries? Exhausting.

Bumpa Wallet solves all of this. Here's what changes for you.

What You Get With Bumpa Wallet

We'll walk you through each feature, from instant withdrawals and interest earnings to your Bumpa Terminal business account and full transaction visibility. Here's everything you need to know about how Bumpa Wallet works and what it means for your business.

Instant Settlement

Customer pays at 2 pm? You can withdraw at 2:01 pm if you qualify for Instant Settlement. No waiting. Just instant access to your money the second the transaction completes.

Note: Bumpa Wallet only works for NGN (Naira) settlements. USD & GBP (dollar and pound) settlements will still be remitted to your settlement account within 5-10 working days.

Withdraw Anytime for ₦50

Need ₦100k right now to restock? Withdraw it. Need another ₦50k this afternoon for an urgent payment? Pull it out. Evening emergency? Withdraw again.

It's just a flat ₦50 fee per withdrawal, plus a standard ₦50 stamp duty for amounts ₦10,000 and above. Just this, and your money moves from your Bumpa Wallet to your bank account in real time.

Withdrawal Limits:

Tier 1

• Single Wallet Withdrawal Limit: ₦1,000,000

• Daily Wallet Withdrawal Limit: ₦1,000,000

Tier 2

• Single Wallet Withdrawal Limit: ₦5,000,000

• Daily Wallet Withdrawal Limit: ₦10,000,000

N.b: You can request a higher withdrawal limit. To do this, send an email to [email protected].

Earn Up to 8% Interest Per Year

Here's the part that makes Bumpa Wallet even better: your money can grow while you work.

If you keep funds in your wallet and withdraw less than 4 times a month, you'll earn up to 8% annual interest automatically. Just free money for not touching your money too often.

Think about it: your business funds, sitting in your wallet, quietly growing while you focus on selling.

Bumpa Terminal Account Included

When you activate Bumpa Wallet, you also get a Business account number. This isn't just a wallet—it's a full business account.

You can add up to 5 WhatsApp numbers to receive instant payment notifications. Your staff gets alerts when payments come in. No more "please confirm if the payment went through" calls. Everyone stays updated automatically.

See Everything in One Place

No more jumping between apps or trying to piece together where your money went. Bumpa Wallet gives you a unified view of all your earnings processed by Bumpa :

• POS payments

• Website orders

• Manual orders

• Payment links

You can see everything on one dashboard with real-time updates.

You can filter transactions by date, type, or status. You can generate detailed account statements (up to 3 months) that are automatically emailed as PDFs for easy reconciliation. You know exactly what came in, what went out, and what's still sitting in your wallet. You get total transparency and control.

Secure & Reliable

Bumpa Wallet is powered by PiggyVest Business, one of Nigeria's most trusted financial platforms. Your funds are secure. Your transactions are protected. And every withdrawal requires your personal PIN—so no one can touch your money without your permission.

You can set, change, or reset your PIN anytime from your dashboard.

How It Works (Step by Step)

Let's walk through what happens from sale to withdrawal:

Step 1: Customer Makes a Purchase

Whether they're buying via your Bumpa Terminal, website, or a payment link, the payment process is the same.

Step 2: Money Hits Your Bumpa Wallet Instantly

The moment the transaction succeeds, funds are credited to your Bumpa Wallet. No delay. No "processing." Instant.

Step 3: You Decide What to Do Next

You have two options:

• Once you set up Instant Settlement, you can withdraw immediately to your bank account (personal or business, depending on your tier).

• Keep it in your wallet to earn up to 8% annual interest (if you withdraw less than 4 times monthly)

That's it. You're in control. Get started here!

How to Set Up Bumpa Wallet

Ready to get started? Here's how to set up your wallet:

1. Open your Bumpa app and go to More (or the side menu bar on the Web).

2. Tap on Bumpa Wallet.

3. Choose your interest preferences, create a secure PIN, and complete your Tier 1 KYC.

Conclusion

Bumpa Wallet was designed as a complete upgrade to how you get paid. With this new system, you can access your settlements at any time, track every cash inflow and outflow with ease and even earn more money that you can put back into your business.

Head to your Bumpa dashboard and use your Bumpa Wallet today. Let's get you paid the way you deserve.

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